San Antonio Workers Comp FAQ
When you have been hurt at work, you probably assume your employer carries workers compensation insurance to protect you. However, Texas doesn’t require its businesses to carry workers compensation, which can muddy the waters when you are injured.
At J.A. Davis & Associates, LLP, we care about the safety and financial security of our clients. Below, we have compiled a list of frequently asked questions regarding workers compensation claims in San Antonio. You can also reach out to one of our experienced workers comp attorneys with any additional questions you may have.
Am I Eligible for Workers Comp?
You will be eligible to receive workers compensation benefits if you were injured or became ill while working at your place of employment. You may not be able to receive benefits if you weren’t on duty, you were “horsing around,” you were under the influence when the accident occurred, or you intentionally harmed yourself.
Can I Get a New Job if I’m Receiving Workers Comp Benefits?
Workers compensation benefits were designed to cover you while you are unable to work. If you are able to work a different job than the one you were working when you were injured, your benefits may be denied or discontinued. However, if your injury has reduced your earning capacity, your work comp benefits may cover the difference in your wages.
Why Was My Claim Denied?
Insurance companies are required to list a reason why they denied your claim in their initial denial letter. Typically, workers compensation claims are denied because the insurer claims to not be able to verify that an injury occurred while you were on the job. You can speak with one of our experienced San Antonio workers comp attorneys for more clarification in your case.
What Will My Workers Comp Benefits Cover?
Once approved, your workers comp benefits will include coverage for any lost wages attributed to your injuries, medicals costs stemming from your accident, and job training if you need to enter a new field of employment. If work injuries led to a death, the employee’s burial and funeral service fees would be covered, in addition to lost wages the dependent family will receive.
What if I Caused the Accident?
You should still be able to collect workers comp benefits even if you were responsible for the cause of your injuries because workers compensation doesn’t take fault into account. If you were injured or became ill while performing your job, you are likely entitled to receive benefits.
Consult with a San Antonio Workers Comp Lawyer
When you are injured at work, you shouldn’t have to worry about how you’ll protect your financial health. You should have the peace of mind that you’ll be able to recover, continue to support yourself, and head back to work when you are reasonably healthy.
A qualified J.A. Davis & Associates, LLP attorney will work with you to make sure you obtain the benefits you’re entitled to. Schedule your free consultation with a San Antonio workers comp lawyer today by calling us at 210-732-1062 or filling out our contact form at the bottom of this page.